Documentation Sequence for Proving Water Loss Cause Separates Coverage Approval From Denial Within 14 Days
https://expresswaterdamageblog.lucialpiazzale.com/bypassing-moisture-verification-after-water-damage-exposes-homeowners-to-insurance-denial-and-mold-growth
Water damage coverage hinges on cause-of-loss documentation that proves whether your loss qualifies as a covered sudden event or an excluded slow leak