A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine
One of the least glamorous realities of the location-independent lifestyle is that health coverage doesn't follow you automatically. When you leave a traditional employer, you typically lose access to group health insurance
Europe and Asia are the two most popular long-haul destinations for international travelers
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You bought travel insurance. You feel covered. But here's the uncomfortable truth: not all travel insurance is created equal, and the policy sitting in your inbox right now might have gaps wide enough to bankrupt you
Last year was not my best year for staying out of trouble. In twelve months, I filed three separate travel insurance claims across three different countries. A motorbike accident in Bali. A hospitalization in Colombia
Most travel insurance is designed with a two-week vacation in mind. You book a trip, you buy a policy, you go, you come home. The whole industry was built around this model, and for decades, it worked fine. Then remote work happened
Credit card travel insurance is one of the great illusions of personal finance. It feels like you're getting something valuable for free, and sometimes you genuinely are
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