UK families can save for a big family cost without draining their emergency...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

UK families can save for a big family cost without draining their emergency buffer. Keep separate savings pots for the goal and unexpected bills, then stress-test your budget with an awkward month before deciding how much to put aside.