Small businesses can shop off-exchange through a broker, buy directly from a...

https://spark-wiki.win/index.php/What_to_Ask_a_Carrier_on_the_Phone_About_Networks_and_Eligibility

Small businesses can shop off-exchange through a broker, buy directly from a carrier, or compare small-group plans. An HRA may help reimburse individual coverage. Before comparing premiums, check that your team’s doctors and clinics are in-network.