Small businesses can compare off-exchange small-group plans through a broker or...

https://www.bookmarkingqueen.win/you-can-shop-off-exchange-through-a-broker-or-directly-with-carriers-and

Small businesses can compare off-exchange small-group plans through a broker or directly with insurers; some may also consider an HRA or association plan. Before comparing premiums, check that employees’ doctors and hospitals are in each plan’s network.