*債務合併： 這個系統 將多個債務結合在一起 只是一個，低利益貸款， 使它更容易 管理 並償還。 *債務管理計劃（DMP）：DMP涉及 處理 信用諮詢機構 生成 個性化 計劃 償還債務 一段時間 時間，通常較低 利率 和費用。 *債務解決：該計劃涉及與債權人進行談判 要進來 債務 在下 總計 欠金額。 *信用諮詢：信用諮詢提供 有的人 指導和支持在管理債務和提高財務素養方面。 *破產：破產是 法院案件 那允許
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