Off-exchange, a broker can compare small-group plans, or you can request quotes...

https://bizzmarkblog.com/employee-eligibility-for-health-benefits-what-counts-as-eligible/

Off-exchange, a broker can compare small-group plans, or you can request quotes directly from carriers. An HRA may help with individual coverage. Check each plan’s provider network—especially your doctors and nearby clinics—before comparing premiums.