Inheriting a Rolex or other fine watch comes with questions about its insurance...

https://sundial.csun.edu/219365/sundialbrandstudio/sundial-marketplace/that-watch-your-grandpa-left-you-might-be-worth-more-than-your-textbooks-combined/

Inheriting a Rolex or other fine watch comes with questions about its insurance value and resale value. Deciding whether to sell or use it as collateral for a loan depends on your financial needs and market demand