1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear." Dodged a bullet by updating right away.

https://edwinoicf529.iamarrows.com/when-smoke-destroys-contents-before-the-structure-fails-what-every-homeowner-needs-to-know

1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear